Payment Options

CREDIT CHECK OPTION

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90 DAYS DEFERRED PAYMENTS! 4/1/20 - 4/30/20 ONLY!

UP TO - 12 MONTHS SAME AS CASH AVAILABLE! 

Enjoy your furniture even more with interest-free financing* provided by Personal Finance.

Buy your furniture today - and pay for it later!

* Interest-free financing is available to qualified buyers with completion of credit application. Same-as-cash financing is available in terms from 90 days to 12 months. Terms subject to availability at the time of purchase. Credit approval is required. Minimum in-store purchase amount may be required. This offer may be revoked or cancelled at any time and without advance notice. See store for complete details.

 

NO CREDIT NEEDED OPTION

 Take home your furniture today! We offer a no credit needed financing option through American First Finance. Credit approval is based off of your monthly income and checking account.

90 DAYS SAME AS CASH AVAILABLE!

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American First Financing offers you a great Financing option with No Credit Needed.  Please click on image above or the link to the online application right here!

Some of the benefits with Financing with American First:

  • American First gives up to 24 months to pay off your furniture
  • High Approval Amounts
  • Accepts Debit Cards or Select Pre-Paid cards as part of the application
  • Shop Again and Again.  If you are approved for been approved for $4,000 but only uses $2,000 on their first transaction; that leave you with $2,000 plus anything they paid down on the first transaction as “ready to go” approval for another deal.
  • Same as Cash.  American First offers a 101 Day Same as Cash program.
  • Build that credit.  American First Finance’s customers making payments towards retail installment contracts get reported to Transunion.

 

 What does American First Finance Require of an Applicant?

a.  A minimum monthly income of $800

b.  A valid debit card linked to the bank account on their application

c.  Open and Active Bank or Debit Card account for at least 60 days

d.  No more than 4 NSF’s in last 30 days